Underwriting Interests

Bay Harbor Re will participate on the following types of treaties:

Casualty Quota Share

a pro-rata contract in which the insurer and reinsurer share premiums and losses according to a fixed percentage. Allows an insurer to retain some risk and premium while sharing the rest with an insurer up to a predetermined maximum coverage.
Property Quota Share

a pro-rata contract in which the insurer and reinsurer share premiums and losses according to a fixed percentage. Allows an insurer to retain some risk and premium while sharing the rest with an insurer up to a predetermined maximum coverage.
Workers' Compensation Quota Shares

a pro-rata contract in which the insurer and reinsurer share premiums and losses according to a fixed percentage. Allows an insurer to retain some risk and premium while sharing the rest with an insurer up to a predetermined maximum coverage.
Captive Reinsurance Needs

Wholly owned subsidiaries created to provide insurance to its non-insurance parent company (or companies). Captives are essentially a form of self-insurance whereby the insurer is owned wholly by the insured.
Workers Compensation Cat Towers

Tiered coverage structure providing flexibility in how premium and risk is proportioned.
Property Per Risk treaties

Provides coverage to a client's subset of particular risks involving individual policies or locations issued from our insurance partners. Covering varied portfolios from personal lines to commercial property to energy exposures, subject to a specified limit.

Segments of Coverage

Property

Quota Share and Per Risk

Casualty

Quota Share, Excess and Per Risk

Captives

All Forms of Captive Reinsurance Needs

Workers Comp

Quota Share, XOL, and CAT Towers