Bay Harbor Reinsurance CompanyThe Difference is Experience!
Partnering with industry specialists to provide customized protection and pricing stability, creating targeted returns for our customers.
Who We Are
Bay Harbor is a reinsurance company established to partner with insurance carriers and captives, focused on the United States quota share marketplace.
The Company analyzes and structures each treaty to ensure maximum flexibility, protection, and desired outcomes for its partners.
Bay Harbor offers a wide range of coverages that span all 50 U.S. states. All personal and commercial property and casualty product offerings are customized utilizing a national footprint of seasoned staff. Bay Harbor is headquartered in Brighton, MI.
Bay Harbor filed an IRC 953(d) election making it a U.S. tax paying entity.
Appetite
United State's exposed personal and commercial property and casualty quota share treaties.
Financial Strength
Bay Harbor has strong financial backing from a large, single investor with decades of experience in the insurance industry. Bay Harbor's investor also has an A-rated property and casualty insurance company. The Company maintains two secured credit facilities from NAIC approved domestic banking partners. As a collateralized reinsurer, we are committed to working with cedants to provide security through a variety of solutions, including letters of credit and trusts.
Bay Harbor is profoundly honored and proud to announce that the firm has been named the Winner of the Reinsurance Firm category at the prestigious Captive Review Cayman Awards 2025. This esteemed recognition is a powerful testament to our team's unwavering commitment to excellence, innovation, and client service within the captive reinsurance sector. We extend our sincere gratitude to our clients and partners for their trust and support, which made this achievement possible.