Reinsurance, When You Need it Most

Bay Harbor is domiciled in the Cayman Islands with offices in Florida.

Unlike most large reinsurers, Bay Harbor’s model is fueled by being entrepreneurial, willing to be disciplined in our underwriting but flexible in our product offerings. With leading underwriting expertise with both traditional carrier and MGA backgrounds, Bay Harbor staff is designed to understand the entire insurance vertical, not just reinsurance. This allows Bay Harbor to understand risks, ways to customize coverages, and how to price risks to ensure efficient expense structures. This partnership and customizable product approach supports long term profitable relationships.

Dedicated to carrier, captive, and program reinsurance. Bay Harbor is a US tax paying entity.