Reinsurance, When You Need it Most

Bay Harbor is domiciled in the Cayman Islands with staff in Florida, Michigan, Connecticut, North Carolina, and Ohio.

Unlike most large reinsurers, Bay Harbor’s model is fueled by being entrepreneurial, willing to be disciplined in our underwriting but flexible in our product offerings. With leading expertise from reinsurance, carriers, and Managing General Agents, Bay Harbor Company staff is designed to understand the entire insurance vertical, not just reinsurance. This expertise allows Bay Harbor to understand risks, ways to customize coverages, and how to price products risks for each Company partner. This partnership mentality and customizable product approach supports long term profitable relationships.